Daily Banking

Articles about choosing and managing current accounts for personal and business use. Topics include account types, transfers, switching banks and maximising account features.

BACs Transfers and Processing Explained
BACs Transfers and Processing Explained
How BACS transfers work and why they're the safe, reliable way most UK workers get paid.
Basic Bank Accounts Explained
Basic Bank Accounts Explained
A basic bank account gives you everyday access to your money through a debit card or cash card, without the extra features of a current account.
Changing Your Current Account
Changing Your Current Account
Most of us stick with the same bank for years, but switching current accounts could save you money and get you better rates.
Choosing a Business Account
Choosing a Business Account
Weigh up the right business account for your new company by comparing interest rates, transaction fees and payment options.
Choosing a Current Account
Choosing a Current Account
Compare current accounts across banks, supermarkets and post offices to find one that matches your banking needs and budget.
Does the Taxman's Latest Blunder Affect You?
Does the Taxman's Latest Blunder Affect You?
HMRC is writing off nearly two million people's tax bills from 2006/2007 due to PAYE system failures, here's whether you're affected.
Getting the Most from Your Bank Account
Getting the Most from Your Bank Account
Switch to a bank account that actually matches your spending habits and save money on overdraft fees or earn better interest.
How to Choose Which Bank Is Right for You
How to Choose Which Bank Is Right for You
Compare bank features like current accounts, savings options, and terms to find the right fit for your financial needs.
Is Metro Bank the Answer for Frustrated Customers?
Is Metro Bank the Answer for Frustrated Customers?
Metro Bank promises to shake up UK banking with branches and customer service instead of call centres, but can it really deliver.
Online Current Accounts
Online Current Accounts
Online current accounts let you manage your money anytime from anywhere with internet access, handling bills and transfers instantly.
Packaged Current Accounts Explained
Packaged Current Accounts Explained
Packaged current accounts charge monthly fees for extras like travel insurance and breakdown cover, but many people don't use the benefits they're paying for.
Shattering the Banking Myths
Shattering the Banking Myths
Common banking myths about mortgages and credit cards are costing you money—here's what actually matters.
Using Your Bank Overdraft Wisely
Using Your Bank Overdraft Wisely
Overdrafts are expensive ways to borrow, so here's how to use them without paying more interest than necessary.
Using Your Cheque Book
Using Your Cheque Book
Cheques are declining as plastic payments take over, but older generations still rely on this traditional payment method.
Why Are Cheques Being Phased Out?
Why Are Cheques Being Phased Out?
Banks and retailers are phasing out cheques as digital payments grow, but many people still rely on them despite the shift away from paper transactions.
Why Banks Are Failing the Socially Disadvantaged
Why Banks Are Failing the Socially Disadvantaged
Millions of UK adults can't access basic banking products, leaving them vulnerable to predatory lending and financial hardship.
Your Banking Questions Answered
Your Banking Questions Answered
Get answers to common questions about bank accounts and how the HBOS/Lloyds merger affects your savings and mortgage.