Savings

Information about savings accounts, ISAs, and tax-efficient options available in the UK. We cover different types of accounts, interest rates, and protection for your money.

Bank or Building Society?

Compare banks and building societies to find the right home for your money and understand their key differences.

Choosing a Savings Account

Compare savings accounts based on your access needs and interest rates to make your money work harder.

High Street Savings Accounts: Are They Still Worth It?

High street savings accounts are paying less than inflation, so we've looked at whether they're still worth your money.

How Higher Inflation Is Robbing Savers of Their Nest Eggs

Rising inflation is eroding the real value of savings accounts, leaving UK savers' nest eggs worth significantly less over time.

How Much Does the Average Briton Have in Their ISA?

The average British ISA holder has around £8,000 saved, but this varies widely depending on where you live in the UK.

How Safe Are Your Savings?

Your savings are protected up to £35,000 per bank through the FSCS scheme, but there are important limits you should know about.

Instant Saving Tracker Accounts Explained

Instant saving tracker accounts link your interest rates to the Bank of England base rate, with some offering better rates the more you save.

Is It Time You Fixed Your Savings Rate?

Fixed rate savings bonds are now offering much higher returns than easy access accounts, so it might be worth locking your money away.

Make the Most of This Year's ISA Season

Use an ISA to avoid paying tax on savings and investment returns, especially important with today's low interest rates.

Premium Bonds Explained

Premium Bonds are a savings account where your money is safe and you enter a monthly draw to win up to £1 million tax-free.

Stakeholder Saving

A government savings scheme designed to make it easier for people to understand charges and how their money gets used.

Stop Inflation Destroying Your Savings

Inflation is eroding savings faster than interest rates can protect them, especially with rates below 1% and prices rising at 3.5%.

Tax-Free Savings

How ISAs and changes to capital gains tax can help you keep more of your investment returns.

Tessa, PEP or ISA?

Understand the differences between ISAs, PEPs and TESSAs to make the best choice for your tax-free savings.

What Is an ISA?

An ISA is a tax-free savings wrapper that lets you invest in cash or stocks and shares, with specific annual limits depending on the type you choose.