Borrowing

Navigate borrowing options from mortgages to personal loans, understanding terms and ensuring you only borrow what you genuinely can afford.

Advice About Small Business Loans

There are many ways to get a small business off the ground, from applying for government funding to scouring for third party investors, but banks still remai...

APR Explained

You are no doubt already aware that APR stands for 'Annual Percentage Rate', what might not be so clear to you is what exactly this is.In simple terms, the A...

Borrowing from the Bank

Borrowing from your bank can be a very useful way to smooth out the gaps between your income and expenditure. It can also help you to pay for larger purchase...

Career Development Loans Explained

Career development loans are run through a partnership between the Learning and Skills Council and Barclays, Co-operative Bank and Royal Bank of Scotland.The...

Getting the Right Personal Loan

Before you take out a loan, it is important that you understand the different types available and work out which is the right loan for you.There are basicall...

How Banks Are Squeezing Out Low Income Borrowers

Banks are facing growing accusations of squeezing out low income borrowers, ignoring thousands of requests for help from customers who are struggling with th...

Introduction to Loans and Charging Orders

Going into arrears means that occasionally we may need to borrow funds. When a consumer borrows funds from a financial institution, such as a bank or buildin...

Overdraft Rates Now at Record High

Britain’s banks may have recovered from the mess of the financial crisis back in 2008, but it seems that they still have quite some way to go before winnin...

Top Five Credit Cards for Christmas Shopping

According to research conducted by the online shopping portal Twenga, British shoppers will spend an average of £414 per person over the festive season. Thi...

Your Credit Rating Explained

Personal debt in the UK has hit an all-time high, which means that we depend on the ability to borrow to get through day-to-day life.This is why it is import...