Cards & Charges...
Below are our articles on the subject of Cards & Charges. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
Choosing a Credit Card
a simple guide to choosing a credit card...
Credit Card Charges
a closer look at the process involved in reclaiming unfair credit card charges, how it differs from bank charges and how to go about getting a refund from credit card…...
Debit or Credit Card?
a simple guide to the differences between credit cards and debit cards...
How Credit Cards Work
A guide to how credit cards work...
Reclaiming Unfair Bank Charges
A guide to reclaiming unfair bank charges, the process to go through and what to expect....
Store Cards: Are they Worth it?
A closer look at store cards and whether they are worth taking out despite the introductory discount often offered to new customers who open an account in store....
Understanding Bank Interest Rates
Don't know the difference between your APR and your EAR? Find out more about bank interest rates....
Unfair and Fair Charges
a simple guide to which bank charges are fair and which aren't to help you to determine the amount you can attempt to claim back....
Why You Should Avoid Using One Credit Card for Everything
Not all credit cards are the same. Different credit cards have several different uses, so it pays to make sure that those credit cards you use are the most appropriate…...