Borrowing...
Below are our articles on the subject of Borrowing. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
Advice About Small Business Loans
There are many ways to get a small business off the ground, from applying for government funding to scouring for third party investors, but banks still remain the...
APR Explained
You are no doubt already aware that APR stands for 'Annual Percentage Rate', what might not be so clear to you is what exactly this is. In simple terms, the APR is a...
Borrowing from the Bank
Borrowing from your bank can be a very useful way to smooth out the gaps between your income and expenditure. It can also help you to pay for larger purchases (for...
Career Development Loans Explained
Career development loans are run through a partnership between the Learning and Skills Council and Barclays, Co-operative Bank and Royal Bank of Scotland. They help...
Getting the Right Personal Loan
Before you take out a loan, it is important that you understand the different types available and work out which is the right loan for you. There are basically two...
How Banks Are Squeezing Out Low Income Borrowers
Banks are facing growing accusations of squeezing out low income borrowers, ignoring thousands of requests for help from customers who are...
Introduction to Loans and Charging Orders
Going into arrears means that occasionally we may need to borrow funds. When a consumer borrows funds from a financial institution, such as a bank...
Overdraft Rates Now at Record High
Britain’s banks may have recovered from the mess of the financial crisis back in 2008, but it seems that they still have quite some way to go before winning back the...
Top Five Credit Cards for Christmas Shopping
According to research conducted by the online shopping portal Twenga, British shoppers will spend an average of £414 per person over the festive...
Your Credit Rating Explained
Personal debt in the UK has hit an all-time high, which means that we depend on the ability to borrow to get through day-to-day life. This is why it is important to...
